The CAAMI – HZIV (National Institute for Health and Disability Insurance) is a Belgian public institution of social security.
In this context, the CAAMI – HZIV carries out various tasks of general interest:
Missions within the framework of compulsory sickness and disability insurance
The CAAMI – HZIV insures all services within the framework of compulsory insurance for medical care and benefits, similar to health insurance funds (Mutualités – Ziekenfondsen), but under a public status:
- reimbursement of costs for medical care;
- compensation for loss of wages (due to parenthood, illness, or disability).
The public status of the CAAMI – HZIV implies that it:
- welcomes everyone who calls on its services, regardless of the medical, economic, cultural, or philosophical profile;
- exclusively applies the compulsory insurance system.
The files of the insured who have chosen the CAAMI – HZIV as their insurance institution (health fund) are processed in our regional offices.
For insurance missions, the CAAMI – HZIV is subject, among other things, to the control of the Control Service of the Health Insurance Funds (OCM - CDZ) and the National Institute for Health and Disability Insurance (INAMI - RIZIV).
Missions for former beneficiaries of the Assistance and Welfare Fund for Seafarers
Since January 1, 2018, the CAAMI – HZIV has officially taken over the tasks of social support and medical care for active beneficiaries of the Belgian merchant navy.
For these beneficiaries, the CAAMI – HZIV acts as an insurance institution and insures all benefits of compulsory sickness and disability insurance.
These files are processed by a specific department of CAAMI – HZIV -Antwerp.
Missions for beneficiaries with a national status
Since May 1, 2017, the CAAMI – HZIV has partially taken over the missions of the National Institute for War Invalids, Veterans, and War Victims (NIOOO).
Recognized victims of terrorist acts are also users of the CAAMI – HZIV to receive additional assistance under the National Solidarity status.
Their files are processed by the War Victims Directorate, which is part of the Central Administration of the CAAMI – HZIV in Brussels.
Other missions
The CAAMI – HZIV carries out various missions for other institutions or a more limited audience. These missions can be either permanent or limited in time.
For example, this includes the Mediprima project, checking insurability abroad, etc.
Control and management
As a public institution, the CAAMI – HZIV is under the direction of a joint Management Committee representing employee and employer organizations.
The Management Committee signs a Management Agreement for 3 years with the supervisory minister.
As a federal institution, the CAAMI – HZIV is audited by the Belgian authorities.